Behalf

Net 30-180 day Account

Reports to D&B, Experian Commercial & Equifax Business

Behalf offers purchase financing for your business so it can pay for goods or services on credit with net terms. Behalf pays the provider for your order and your business repays Behalf in net terms. Repayments are either weekly or monthly, with up to 180 day terms available.

Requirements:

  • EIN Number
  • At least 1 year in business
  • Business bank account
  • Trade reference
  • Bank reference
  • Business in good standing with State

Business Credit:

  • Receive $500-$50k credit line
  • Reports to Dun & Bradstreet, Experian Commercial & Equifax Business

To apply go to=> https://www.behalf.com/

*They do conduct a personal credit check as part of their review. Must have 2 years of personal credit history with at least 3 accounts open and paid on time.

  • 1

    Remember - D&B Paydex Score

    It takes a minimum of 4 tradelines reporting to Dun & Bradstreet to establish a Paydex Score.

  • 2

    Tip - Purchase Activity

    When you get a net 30 credit account it’s important to use that account regularly. If you only make one purchase it only shows one payment and no ongoing payment history.

  • 3

    Tip - Payment Activity

    Always pay your invoices on or ahead of the due date. Paying better than terms is ideal since this can improve your credit rating even more. An 80 Paydex score means you pay according to terms. In order to achieve a 90 score requires that you pay 20 days sooner than terms. For the top rating of 100 you have to pay 30 days sooner than terms.