Amazon Business Line of Credit

Net 55 Account

Tap into greater buying potential with a line of credit available on Amazon Business and Amazon.com purchases. Shop from the world's largest selection of books, magazines, music, DVDs, videos, electronics, computers, software, apparel & accessories, shoes, and much more.

This is a Net 55 day payment term business LOC with no interest and no annual fee. This is not the Amazon business credit cards offered by AMEX.

Requirements:

  • EIN Number
  • Business bank account
  • D&B Paydex Score of 80+
  • Business license (if applicable)
  • Will pull business credit reports during review

Business Credit:

  • Receive a Net 55 Account
  • Reports to D&B and Equifax Business

To apply go to=> https://www.amazon.com/

  • Select the Amazon Business Line of Credit to apply

*Financial institution is Synchrony Bank for this account

  • 1

    Remember - D&B Paydex Score

    At level 2 you must have an 80+ Paydex Score already established before applying. If not, go back to level 1 and establish 5+ accounts reporting.

  • 2

    Tip - Purchase Activity

    When you get a net 30 credit account it’s important to use that account regularly. If you only make one purchase it only shows one payment and no ongoing payment history.

  • 3

    Tip - Payment Activity

    Always pay your invoices on or ahead of the due date. Paying better than terms is ideal since this can improve your credit rating even more. An 80 Paydex score means you pay according to terms. In order to achieve a 90 score requires that you pay 20 days sooner than terms. For the top rating of 100 you have to pay 30 days sooner than terms.