Smartbiz®

SBA Loan Amounts $30k - $5 million

SmartBiz helps get the best financing for your business. They streamline bank term loans and SBA loans. They are the nation's #1 online facilitator of SBA and bank term loans under $350k.

According to their website, 90% of qualified applications they process get funded. They conduct a soft pull during pre-qualification. However, once your application is in the funding process than a hard pull will be conducted.

Business Credit Funding Solutions Available:

SBA 7(a) Loan Amounts

  • $30k to $350k
  • 10-year terms
  • 4.75% - 7.00%

Bank Term Loans

  • $30k - $300k
  • 2–5-year terms
  • 6.99% - 24.99%

Requirements

  • U.S. based business
  • Credit scores in the 650+ range

CLICK HERE to apply

  • 1

    Remember - Bank & Lender Relationships

    At level 3 you should already have 10+ tradelines reporting from Level 1 and Level 2 combined. At level 3 it's key to establish multiple bank and lender relationships by maximizing your funding potential.

  • 2

    Tip - Leverage Newly Established Lending Relationships

    When you get a business line of credit it’s important to use that account on a periodic basis. Wait at least 6 months before requesting a credit limit increase or applying for a new funding product offered by a lender you have an existing business credit line with.

  • 3

    Tip - Payment Activity

    Always pay your bill on or ahead of the due date. Paying better than terms is ideal since this can improve your credit rating even more. Plus, a lender will always review your existing account history when you apply for more business credit or business loan with them.