Experian Smart Business Reports allows you to see if your business has a credit file established with Experian Business. It also allows you to update your company details if there is inaccurate information listed.

To conduct a search enter the exact legal name of your business and the City/State. If your company is listed the search results will indicate the following:

Trade Lines - This indicates the number of reporting credit accounts that are currently in your Experian Business credit report. These are made up of Vendors, Credit Cards, Banks, Leasing Companies, etc., which show up as a trade line that is reporting your company's payment activity.

Business Credit Score - Experian Business opens your business credit file from public records. So, once you incorporate or form an LLC, Experian Business will in most cases pick that information up from your Secretary of State records and open your file. Your business will establish an Intelliscore (Experian's business credit score) once trade lines begin reporting payment histories on your file and are aged for several months.

Recent Inquiries - This displays as "Yes" when an outside party has checked your business credit report with Experian Business. If you see a "Yes" for Recent Inquiries you'll definitely want to order your Experian business report to review it for accuracy.

*To view a full report of your company requires that you purchase a report from Experian Business. Keep in mind ordering your own report does not trigger an inquiry.

If your business does not yet have a file it will get opened in the Steps that follow.