Step 3.2 Experian Smart Business Credit Reports

Experian Smart Business provides very affordable and easy access to your business credit profile with them. It's also crucial that you monitor your reports regularly.

Experian Smart Business Credit Reports

Experian Smart Business ReportsRemember, if your business is not listed with Experian Business you can always check Smart Business Reports® to see when your company gets listed and how many trade lines are reporting.

If Your Business Is Listed...

If your company is listed with Experian Business, then you should have already ordered your report as instructed in Step 3.1. If so, you should consider enrolling in a Business Credit Monitoring service as it allows you to not only monitor your business credit profile 24/7, but it also provides unlimited access to your scores, along with email notifications when any changes occur.

Monitor Your Experian Business & Dun & Bradstreet Reports

Check out myScoreIQ Business for monitoring your business credit reports and scores with Experian Business and Dun & Bradstreet. Their service also includes access to your personal credit reports with Experian, Equifax and Transunion and your FICO scores.

CLICK HERE to sign up for $1 trial for business credit monitoring. (After 7-day trial it's $52.99 monthly)

Note: we cover another business credit monitoring service in segment 3.6 as an option.

If you find a listing for your company, but the data has inaccuracies or needs updating, CLICK HERE to make corrections to your Experian business credit profile.  (scroll down to the bottom and click on the link for updating your profile)

If Your Business Is Not Listed...

If your company does not have a listing yet it is because you have no one reporting your business payment history to Experian Business. The good news is your Experian Business credit profile will open and begin as soon as a credit provider reports your first payment. You'll find access to those national accounts which will trigger your Experian company file to open within the first reporting cycle (about 30 days) in Module 4. Experian Business is an extremely valuable source for business credit because it receives the majority of its reporting from commercial banks, equipment leasing companies, revolving business credit card accounts, and many vendor lines of credit (Net 10, 15 & 30 accounts).

  • Task Number 1

    Monitor your Experian Business file by enrolling in Business Credit Advantage℠

  • 1

    Task to Complete

    To monitor your Experian Business Credit file enroll in Business Credit Advantage℠