Dell Business Credit

Revolving Business Line of Credit

Get the technology your business needs today while preserving your cashflow with Dell Business Credit.

Dell Business Credit is a revolving line of credit for businesses at every stage of its operation. You have the option to apply with personal credit to secure the business line of credit if your business credit file is not established. They pull your Experian Commercial file during review for credit.

Requirements:

  • EIN Number
  • Business bank account
  • Experian Credit File with 5+ trades reporting
  • D&B Paydex Score of 80+
  • Business license (if applicable)
  • 2+ years in business ideal

Business Credit:

  • Credit line up to $50k, depending on creditworthiness
  • No annual fees
  • Revolving business line of credit
  • Reports to Dun & Bradstreet, Experian Commercial and Equifax Business

To apply go to=> https://www.dell.com/en-us

Instructions - select the "Financing" tab in the top menu, next select "For Business Purchases" and finally select "Apply for Dell Business Credit"

Note - Dell Business Credit accounts are issued by WebBank,

  • 1

    Remember - D&B Paydex Score

    At level 2 you must have an 80+ Paydex Score already established before applying. If not, go back to level 1 and establish 5+ accounts reporting.

  • 2

    Tip - Purchase Activity

    When you get a net 30 credit account it’s important to use that account regularly. If you only make one purchase it only shows one payment and no ongoing payment history.

  • 3

    Tip - Payment Activity

    Always pay your invoices on or ahead of the due date. Paying better than terms is ideal since this can improve your credit rating even more. An 80 Paydex score means you pay according to terms. In order to achieve a 90 score requires that you pay 20 days sooner than terms. For the top rating of 100 you have to pay 30 days sooner than terms.