Cardiff

Cardiff has funded over $8 billion for small businesses across the country. Their online process can provide funds within 24 hrs. of approval. They serve industries such as trucking, construction, dental practices, restaurants, auto repair, landscaping, plumbing and contracting.

Working Capital Business Loan

Requirements

  • U.S. based business
  • 6 months time in business
  • $10k+ in monthly revenue
  • Business bank account
  • 500+ personal credit score
  • Equipment quote from a vendor (for equipment financing)

Equipment Financing

Requirements

  • U.S. based business
  • Startups OK
  • 2+ years in business (for $100k+ needed)
  • More credit based than revenue based
  • Business bank account
  • 600+ personal credit score
  • Equipment quote from a vendor (for equipment financing)

CLICK HERE to apply

  • 1

    Remember - Bank & Lender Relationships

    At level 3 you should already have 10+ tradelines reporting from Level 1 and Level 2 combined. At level 3 it's key to establish multiple bank and lender relationships by maximizing your funding potential.

  • 2

    Tip - Leverage Newly Established Lending Relationships

    When you get a business line of credit it’s important to use that account on a periodic basis. Wait at least 6 months before requesting a credit limit increase or applying for a new funding product offered by a lender you have an existing business credit line with.

  • 3

    Tip - Payment Activity

    Always pay your bill on or ahead of the due date. Paying better than terms is ideal since this can improve your credit rating even more. Plus, a lender will always review your existing account history when you apply for more business credit or business loan with them.