Corpay Business Credit Card

Corpay is part of Fleetcor, and S&P 500 company

Corpay's Business Credit Card offers 1%- 1.5% cashback on all card spending with a $0 annual fee. You can set spending controls, fund checks via ACH payments by credit card, automate spending approvals for your team and much more.

Requirements:

  • 620+ Personal Credit Score (Experian Pull Only)
  • U.S. based business
  • EIN Number
  • Business bank account
  • Company email address
  • Legal business name
  • Business address and phone number

Business Credit:

  • Reports to Dun & Bradstreet, Equifax Business and Experian Commercial
  • Up to 51 days to pay (no interest charges)
  • $0 annual fee

CLICK HERE to apply

Documents to have ready (may require you to submit proof of ownership)

  • EIN letter
  • Address verification (business utility bill, bank statement, etc.)
  • 1

    Remember - Credit Reporting

    Not all card issuers report business credit card account activity to a business credit reporting agency. Some card issuers "may" report to personal reports or "may" only report to personal reports in the event of default.
    Some card issuers may report to both personal and business credit reports. For example, Capital One business credit cards report to both personal and business credit reports.

  • 2

    Note - Hard Inquiry

    Some issuers are more forthcoming than others, but the majority indicate they make a hard inquiry on a personal credit report during the application process. A hard pull could cause a small, temporary drop in your credit scores. (typically up to 5 points)

  • 3

    Tip - Personal Guarantor

    If you stop paying the business credit card bill, you will be held personally responsible for what is owed, even if the account does not report to your personal credit report.