Ramp Corporate Charge Card

1.5% Cash Back on Everything

Replace expense reports with unlimited virtual and physical cards. Automate your accounting, lower bills, and earn 1.5% cash back on everything.

This corporate charge card's approval requirements are built for companies with over $250k in business bank account activity.

Requirements:

  • EIN Number
  • Business bank account (minimum $250k in account)
  • No personal credit check
  • No personal guarantor
  • No security deposit

Business Credit:

  • This is a non reporting card

To apply CLICK HERE

  • 1

    No Personal Guarantor

    What is a personal guarantee? A personal guarantee is a written promise from a business owner guaranteeing that payment will be made in the event that the business fails to pay.
    Whether the business enters into a lease, applies for a business loan or line of credit, you’ll find that many creditors will require a personal guarantee to secure financing especially if you’re a small business.Corporate charge cards have certain revenue requirements that is large enough and profitable enough that no personal guarantor is required.

  • 2

    Obtaining a Corporate Card

    Obtaining a corporate credit card account for your business will often require a conversation with a corporate account manager. Be prepared to provide data and documents about your company's financials, including revenue statements and bank account information prior to applying.

  • 3

    Waivable Personal Guarantee Requirements

    In some cases, you don't need to meet million dollar+ revenue requirements to obtain a corporate charge card. A small number of charge cards such as the Smart Corporate Card, Brex & Ramp (listed here) have much lower dollar amounts.There are also retail co-branded business credit cards that offer the option to waive the pg requirement such as the Sam Club Business Credit Card.