
Step 5.6.1 Revolving Business Credit Lines: No Personal Guarantor (Continued)
These revolving business credit lines should not be applied for until your business has 10 reporting trade lines and at least one trade line with a $10k credit limit reporting.

Module 5: Revolving Business Credit Lines
Step 5.6.1.: No Personal Guarantor (Continued)
No Personal Guarantor (Continued)
FleetCor Universal Fleetcard MasterCard
Description: FleetCor offers universal fleet cards, heavy truck cards, and universally accepted business fleet cards designed with features that support the small business, including a rewards program.
Reports to: Dun & Bradstreet & Equifax Small Business
Approval Requirements: Do not apply for this no personal guarantor account until you have at least 10 reporting trade lines and one trade line with a $10k credit limit reporting. You'll need to supply your EIN, copy of a voided business check, copy of a utility bill showing the business address and phone number, and a copy of your business license. (if a business license is required in your state)
Payment Terms: Revolving
CLICK HERE to Apply
(Hard copy application available in the download section below)

T-Chek Corporate MasterCard
Description: Achieve consolidated spending through a one card program and improve efficiency of overall cash management with T-Chek MasterCard's Corporate Multi Card. The program offers organizations a simple means of procuring goods and services, with greater employee convenience, straightforward spending visibility and improved compliance.
Reports to: N/A (may use as a trade reference)
Approval Requirements: Do not apply for this no personal guarantor account until you have at least 10 reporting trade lines and one trade line with a $10k credit limit reporting. You will need to supply your ss# under the business owner's section, this is a requirement but you can leave the personal guarantor section blank. You'll need to supply your EIN, copy of a voided business check, copy of a utility bill showing the business address and phone number, and a copy of your business license. (if a business license is required in your state)
Payment Terms: Revolving
CLICK HERE to Apply
(Hard copy application available in the download section below)

PayPalCredit (Bill Me Later)
Description: PayPal Credit formerly Bill Me Later is a convenient and secure way to pay on the web or over the phone. Their service lets users pay for a huge array of products and services without using a credit card. At checkout, simply provide your birthday and the last four digits of your social security number, accept the terms and your purchase is complete. There are no codes to find or account numbers to remember. Bill Me Later is available at more than 1,000 online stores, catalogs, and travel partners. Visit their shopping site, where you can browse the store directory along with special offers and deals only available to their customers.
Reports to: N/A (may use as a trade reference)
Approval Requirements: After visiting the website, choose the company you would like to exercise credit with and during the check out process make sure to select the Bill Me Later option for Business. Do not choose Personal. If you do, it will not report to your business credit report. If during the checkout process they do not have a business option then you will want to find another company. Some of them do not offer a bill me later business account, so make sure you will out the right application.
Payment Terms: Net Terms
CLICK HERE to Apply

Fleet-One Local Fleet Card
Description: If your business uses cars, vans or trucks, Fleet-One Local Fuel Cards can make your job easier with security, control, convenience and savings. Use the Fleet-One Local card to pay for fuel and maintenance. With reduced fraud and more control, the savings for your business add up.
Reports to: Dun & Bradstreet, Experian Business and Equifax Small Business
Approval Requirements: Do not apply for this no personal guarantor account until you have at least 10 reporting trade lines and one trade line with a $10k credit limit reporting. They will check 411 listing, secretary of state for status of your corporation or LLC to make sure it's in good standing. You'll need to supply your EIN, copy of a voided business check, copy of a utility bill showing the business address and phone number, and a copy of your business license. (if a business license is required in your state) Leave the personal guarantor section blank.
Payment Terms: Net Terms
CLICK HERE to Apply

Pitney Bowes
Description: Before getting a Visa credit line with no personal guarantor you'll need to follow the first step which is getting a postage meter. If your company needs a postage machine then look no further than Pitney Bowes. Whether you send a few or a few dozen letters or post cards a day, ship a variety of packages and parcels, or want to stand out with a custom image on your mailings - Pitney Bowes has the postage metering solutions to match the needs of your small business.
Reports to: N/A (can use as a trade reference)
Approval Requirements: Do not apply for this no personal guarantor account until you have at least 10 reporting trade lines and one trade line with a $10k credit limit reporting. Hopefully you have some business use for a postage meter so that you get some benefit out of the 12 months of building your credit with Pitney Bowes. It is a method of getting a Visa credit line with no personal guarantor with a credit limit as high as $49,500. This is a revolving Visa business credit card that you can use to purchase whatever your business needs. Once you select this vendor, the full instructions on how to get approved for this account and gradually raise your limit is accessed through their website link below. First, when you select a postage meter be sure to check out using Purchase Power as this let's you receive monthly invoices which helps you build credit with Pitney Bowes.
Payment Terms: Revolving
CLICK HERE to Apply

Revolving Business Credit Lines Applications
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1
Task to Complete
Select the revolving business credit accounts you qualify for and want to apply with.