Bank Lines of Credit

Get access to bank lines of credit from $25k to $300k at 7-12% Interest

Whether a startup, established business or real estate investor, you can obtain traditional bank lines of credit. As a small business owner or real estate investor, you often run into times when you unexpectedly need some quick cash, whether to get through a slow season or to go after an unforeseen opportunity.

A traditional bank line of credit gives you the flexibility to act quickly when a need for cash or credit arises. With a bank line of credit you get approved for a specific amount of money, then have the option to use those funds whenever you need to, with interest only accruing once you borrow money.

Any money you borrow against the line of credit can be paid back immediately or over a minimum monthly payment.

Our clients receive between $25,000 and $300,000 in unsecured bank lines of credit.

This provides you with 4 main benefits:

Flexibility to draw funds when you need them
Draw cash on 100% of the limit if needed
No cash advance fees or higher interest rates on cash draws
Provides access to cash and credit
Establishes multiple banking relationships for your business

There are no restrictions; you can use the credit lines for any business or real estate investing need. We have been helping businesses for over 21 years obtain bank lines of credit. And we can help you.

How it Works

Get Pre Qualified
Fill out the pre-qualification form. There’s no fee or obligation, and it won’t impact your credit.
Get Funding Projections
Upon underwriting completion we will provide you with funding projections in 24/48 hrs.
Get Funded
Access the bank lines of credit in as little as 14 days.

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$25,000 to $300,000 in combined credit limits
3-6 bank lines of credit (each bank issues up to $50k)
Draw on funds when you need them
Interest in the 7-12% range
Flexible monthly repayment from 2.5%-5%
No collateral

A bank line of credit can be used on an as-needed basis so you don’t have to use it at all. You only spend what your company needs, and you only pay interest on the amount you spend, not on the entire credit line.

Highlights for bank lines of credit

Flexibility to draw lump sums of cash from the lines of credit (via check, wire, etc.)
Establish 3-6 banking relationships
Check writing privileges
Positions you for future credit limit increases

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What You Need to Qualify

This program is based on personal credit and verifiable income. We do not look at what the business has done, but what the business COULD do if properly funded.

Qualifications include:

Minimum of 680 FICO® Scores
Verifiable income of $2k per month (min) for personal or $2k net income per month for business (min)
Must be able to furnish docs to verify income such as W2s, pay-stubs or tax returns
No excessive inquiries
Can be in business or personal name
Startups are acceptable

*We accept credit partners if your credit is not quite good enough. If your file is too thin with limited depth we also have a personal credit funding program to help you build up your personal credit file while gaining access to credit and capital. This will help position you to get qualified for one of our unsecured business funding programs in a short period of time.

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Why Should You Get Bank Lines of Credit?

Do you need to pull lump sums of cash but don't want to deal with high interest rates and cash advance fees associated with credit cards?

We solve this.

Are you having trouble getting lumps sums of cash you need to grow your business or execute your real estate deals?

We solve this.

Did you ever want to start a new business or invest in real estate but didn’t want to risk your personal credit or life savings?

We solve this.

We can get you access to bank lines of credit with check writing privileges by leveraging the strength of your personal credit and income. Our in depth understanding of business credit and financing means we can provide unsecured bank lines of credit to new and growing businesses in as fast as 14 days.

Let us show you how to get the cash and credit lines you need.

Examples of how you can use unsecured bank lines of credit include (but are not limited to):

Starting a new business or purchasing a business
Acquire new equipment or supplies
Adding on to your current business location
Investing in real estate (purchase/rehab properties, pay off balloon notes, etc.)
Purchasing land or another business facility to grow your business
Launching an advertising campaign to promote your business
Investing in the long-term future of your business
Purchasing Raw Materials
Purchasing Inventory and Products for resale

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